Motivation to Join
Motivation to Stay
With these dual goals in mind, CapAlt Payment Solutions created an innovative merchant services program that replaces expensive commissions with a capped, flat fee. Through this new approach, association members pay an annual, volume-based fee for electronic payment processing – usually no more than $300 per year. In addition, CapAlt Payment Solutions offers a full range of traditional banking services, including mobile banking, lines of credit, SBA loans and treasury management, giving association members a cost-effective alternative to expensive traditional banks.
Merchant Services Cost Businesses Millions Every Year
Owners of small- to medium-sized businesses know all too well that commission-based fee structures favor the merchant services providers and their largest customers. As a result, business owners depending on traditional banks for electronic payment processing, lines of credit, SBA loan assistance and treasury management pay more than their fair share of the actual cost of these services.
CapAlt Payment Solutions has flipped the traditional merchant services model on its head – in favor of small- to medium-sized businesses – by eliminating commissions. Replacing commission with a flat fee based on transaction volume levels the playing field for smaller entities that cannot match the transaction volume of mega-organizations.
Pioneering Commission-Free Merchant Services
CapAlt Payment Solutions cost-effectively delivers a full suite of merchant services by eliminating the high, commission-based fees traditional banks charge. Businesses that use merchant services from CapAlt Payment Solutions pay an annual payment processing fee that rarely exceeds $300. In addition to electronic payment processing, CapAlt Payment Solutions also offers:
- Lines of credit
- SBA loan assistance
- Treasury management
Leading membership and professional associations that offer CapAlt’s Payment Solutions’ merchant services allow their business owner members to start saving the very first quarter and every after quarter after that.
Executive directors of membership organizations who want to learn more about how CapAlt Payment Solutions can help attract and retain business owner members can call 770.845.6897 for additional information.
Business Experts with Deep Financial Expertise Lead the Team
David Kirkup, CEO
David Kirkup heads CapAlt Payment Solutions as CEO. With more than 20 years in the insurance industry and 35 years of professional business experience, Kirkup is using his entrepreneurial expertise to ensure CapAlt Payment Solutions’ long-term success.
Formerly a partner with national CFO outsourcing firm, B2B CFO, Kirkup has served as COO of a risk management consulting company, captive controller at Marsh Bermuda, manager of international captives for a group of Fortune 500 companies, and the CFO of the $1 billion Major Accounts Division of Zurich Insurance.
Kirkup holds a degree in Management Science and the Chartered Institute of Management Accountants certification, as well as the Associate in Risk Management.
Jon Aronson
Managing Member of Aronson Aronson & Associates, Director of National Accounts and Vendor Management.
Over the past 22 years Jon Aronson has successfully worked with thousands of merchants, dozens of industry associations and several merchant service processors, issuers, financial institutions to increase their business-to-business and business-to-customer relationships across the United States.
Aronson’s success stems from his ability to develop, implement and manage high volume affinity and transactional campaigns across multiple platforms. He consistently creates new streams of recurring income for his clients resulting in a consistent increase of revenue year over year; at the same time measuring portfolio growth, compliance, field/ internal operational systems, and marketing campaigns.
His background includes experience within the banking industry, business ownership, management, and industry business planning processes. Jon has served as project manager on dozens of ventures over the past 22 years and as a strategist to super regional, independent and community banks.
Our Members Want to Stop Paying HIGH Commissions
